Consumer Fraud Reporting Portal

The California Department of Insurance has developed this form for members of the general public to report cases of suspected insurance fraud. If you are employed in the insurance industry, you must use the eFD-1 system to submit your report. As noted in California Insurance Code section 1879.5, no person shall be subject to civil liability for filing a good faith report of suspected insurance fraud to the Department of Insurance.

California Penal Code sec. 148.5 imposes criminal penalties for anyone who reports to a peace officer, as defined in Chapter 4.5 of the Penal Code (commencing with Section 830), that a felony or misdemeanor has been committed, knowing the report to be false. The Deputy Commissioner, Enforcement Branch, and the Fraud Division Chief of the Department of Insurance and those detectives designated by the deputy or chief are considered peace officers under Chapter 4.5 of the Penal Code. Submission of this information by any person, authorized or unauthorized, constitutes legal acknowledgment and consent to these terms.